Financial Planner:$14/month is cheaper than $30,000

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It really is that simple...

Comments (45)

This is a very good ad! And the truth is, he's totally right! But I do prefer Bittorrent, not that I know anything about that really...

"And the truth is, he's totally right!" - that is true only if you plan to purchase 30,000 songs. At $14.99 month, one could purchase around 150 songs a year and would amass 750 songs over a five year period. How much music do you really need?

and i still would rather spend 30,000 dollars then ever touch another Microsoft product. when is Microsoft going to realize that zune is a fail i know in canada there alot of store that just stopped selling zunes because they suck NO one was buy in them lol now they think zunepass was going to get every ipod and itunes user over lol jks Microsoft is a sinking ship its only mater of time Microsoft will crash and burn.

i live in country where they don't even sell zune's (australia) . there apparently going to release them here in november. Microsoft shouldn't even bother the ipod holds 86% of the market in australia

But remember people want to have movies, photos, music videos, and Higher Quality Music on there then just 128/256 AAC...

I think Microsoft missed the memo, and that's why the Zune is still like the iPod of, lets say, 4 years ago. But with squirting.

Really? Apple doesn't say 30,000 iTunes songs. It says 30,000 songs. Maybe you bought a CD or downloaded from napster. What ever it may be, a Zune can't even hold 30,000 songs... *sad*

They don't mention that after you stop paying for the service you loose all the songs you get with Zune Pass. iTunes songs you pay once and its yours forever.

Holy crap thats lame

Wow I can't believe they think they'll get away with that. Joke's on people who use ZunePass. Who would that be then....Anyone... Didn't think so.

Good points. Hell MS made my career and I would still rather have the Touch anyway. $30k, well I can't take it with me.... But maybe I sould have bought Apple stock when it was below $100 :)

This is a very bad ad! And the truth is, he's totally wrong!

This is an old and stupid MS argument that has been dredged up again.

1. No one goes out and "fills" their iPod by buying 30,000 tunes. Most peoples iPods are not filled.

2. A person buys music according to their budget. Before iTunes & iPods, you paid more than a dollar per song because you could only buy CD's. You re actually paying less for your music because you buy only the music you want, not the album full of tunes you had no interest in but bought to get the the 2 or 3 you desired.

3. The ipod is merely a vessel holding the music you have accumulated over the years; it doesn't make you buy $30000 worth of music any more than your stereo cabinet makes you buy $30000 worth of CD's to fill up the cabinet.

4. Paying $14+ / month is just another service for which you have nothing to show in the end. If a person wants this, Pandora is free and offers a great way to discover music.

This is disingenuous and misleading ad & MS knows it. And the first poster is not only ignorant but lacks ethics.

5. If an individual follows Microsoft's subscription idea, I should just rent my apartment the rest of my life. The total rent still doesn't reach the average home price in my neighborhood. Good investment ideas Microsoft.

This is a very bad ad! And the truth is, he's totally wrong!

This is an old and stupid MS argument that has been dredged up again.

1. No one goes out and "fills" their iPod by buying 30,000 tunes. Most peoples iPods are not filled.

2. A person buys music according to their budget. Before iTunes & iPods, you paid more than a dollar per song because you could only buy CD's. You re actually paying less for your music because you buy only the music you want, not the album full of tunes you had no interest in but bought to get the the 2 or 3 you desired.

3. The ipod is merely a vessel holding the music you have accumulated over the years; it doesn't make you buy $30000 worth of music any more than your stereo cabinet makes you buy $30000 worth of CD's to fill up the cabinet.

4. Paying $14+ / month is just another service for which you have nothing to show in the end. If a person wants this, Pandora is free and offers a great way to discover music.

This is disingenuous and misleading ad & MS knows it. And the first poster is not only ignorant but lacks ethics.

This is a very bad ad! And the truth is, he's totally wrong!

This is an old and stupid MS argument that has been dredged up again.

1. No one goes out and "fills" their iPod by buying 30,000 tunes. Most peoples iPods are not filled.

2. A person buys music according to their budget. Before iTunes & iPods, you paid more than a dollar per song because you could only buy CD's. You re actually paying less for your music because you buy only the music you want, not the album full of tunes you had no interest in but bought to get the the 2 or 3 you desired.

3. The ipod is merely a vessel holding the music you have accumulated over the years; it doesn't make you buy $30000 worth of music any more than your stereo cabinet makes you buy $30000 worth of CD's to fill up the cabinet.

4. Paying $14+ / month is just another service for which you have nothing to show in the end. If a person wants this, Pandora is free and offers a great way to discover music.

This is disingenuous and misleading ad & MS knows it. And the first poster is not only ignorant but lacks ethics.

While a torrent is used for legitimate and illegal reasons, I would not assume a person was ignorant and lacked ethics because they mentioned or used it.

As an adult, I know the benefit of ownership. But a lot of kids don't.

Of course, the ad doesn't put it in the perspective of $180 per year minimum to use the Zune pass rental plan.

They're looking to sell to kids, who don't quite understand that the $15 per month adds up to real money. Stop paying, and you have, AT BEST, songs for $1.80 a piece. If you failed to exercise any of your purchase option, the songs end up costing much more than $1.80 each. If they sucked you in to opting for more than 10 songs a month, you pay more than $180/year.

Knowing kids, most will either exercise no song options, resulting in no ownership, or will over-buy and spend way more than Zune's $180/year minimum price.

Oh, plus Zune fails to work with any iPod, iPhone, or Mac. What good is that?

This is a very bad ad! And the truth is, he's totally wrong!

This is an old and stupid MS argument that has been dredged up again.

1. No one goes out and "fills" their iPod by buying 30,000 tunes. Most peoples iPods are not filled.

2. A person buys music according to their budget. Before iTunes & iPods, you paid more than a dollar per song because you could only buy CD's. You re actually paying less for your music because you buy only the music you want, not the album full of tunes you had no interest in but bought to get the the 2 or 3 you desired.

3. The ipod is merely a vessel holding the music you have accumulated over the years; it doesn't make you buy $30000 worth of music any more than your stereo cabinet makes you buy $30000 worth of CD's to fill up the cabinet.

4. Paying $14+ / month is just another service for which you have nothing to show in the end. If a person wants this, Pandora is free and offers a great way to discover music.

This is disingenuous and misleading ad & MS knows it. And the first poster is not only ignorant but lacks ethics.

Hmm.....what type of financial planner tells ordinary people in a bad economy to give Microsoft $15 a month for music they can get for free.

I was thinking the exact same thing.

A REAL financial planner (ie. one who presents some kind of credentials) speaking to the Zune target market, (Say, teens and 18-35, people who might trend into the limited cashflow category) would recommend eliminating unnecessary monthly fees.

At least, that was the financial advice I got years ago: The less money you HAVE to spend each month on services, debt, etc;, the more you have to put into savings or do whatever you want with. So choose what's not important and get rid of it.

For me, it was cable TV and if I'd had anything like a Zune pass, it would have been gone too. But internet is important for what I do, so that's worth the money.

I've spent more on maintaining Windows PC's over the years!

Drm

He has a good point: buying music costs a lot. For many people who want to listen to A LOT of music legitimately and don't have $30,000, you could rent music from ZunePass for 50 years for $21,000 LESS. This could be very helpful if you have diversified musical tastes. In many ways, this is a great service for some, but renting music is not ideal for everyone. Most people with musical ADD just pirate their music, share it with friends, or already have a huge CD collection.

On the other hand, the ad seems to attack iTunes more than the iPod and never once mentions the Zune itself. It poses the Zunepass as a ready alternative to the iPod. But most americans will be disappointed when they find out that you cannot hook up their iPod to this service, and since apple has 90% of the market share, this service and its ad is meaningless to 90% of all digital music consumers.

In a financial crunch -the focus of the ad- most people would rather buy less music then buy an entirely new music player. This ad requires probably close to 95% (sanza and etc. don't support zune marketplace either) of it's viewers to buy a new music system in order to take advantage of it's product, something not mentioned in the ad. If it wanted people to switch to the Zune, it should talk about the Zune itself, just like the apple switch ads/MS counter switch ads.

He has a good point: buying music costs a lot. For many people who want to listen to A LOT of music legitimately and don't have $30,000, you could rent music from ZunePass for 50 years for $21,000 LESS. This could be very helpful if you have diversified musical tastes. In many ways, this is a great service for some, but renting music is not ideal for everyone. Most people with musical ADD just pirate their music, share it with friends, or already have a huge CD collection.

On the other hand, the ad seems to attack iTunes more than the iPod and never once mentions the Zune itself. It poses the Zunepass as a ready alternative to the iPod. But most americans will be disappointed when they find out that you cannot hook up their iPod to this service, and since apple has 90% of the market share, this service and its ad is meaningless to 90% of all digital music consumers.

In a financial crunch -the focus of the ad- most people would rather buy less music then buy an entirely new music player. This ad requires probably close to 95% (sanza and etc. don't support zune marketplace either) of it's viewers to buy a new music system in order to take advantage of it's product, something not mentioned in the ad. If it wanted people to switch to the Zune, it should talk about the Zune itself, just like the apple switch ads/MS counter switch ads.

He has a good point: buying music costs a lot. For many people who want to listen to A LOT of music legitimately and don't have $30,000, you could rent music from ZunePass for 50 years for $21,000 LESS. This could be very helpful if you have diversified musical tastes. In many ways, this is a great service for some, but renting music is not ideal for everyone. Most people with musical ADD just pirate their music, share it with friends, or already have a huge CD collection.

On the other hand, the ad seems to attack iTunes more than the iPod and never once mentions the Zune itself. It poses the Zunepass as a ready alternative to the iPod. But most americans will be disappointed when they find out that you cannot hook up their iPod to this service, and since apple has 90% of the market share, this service and its ad is meaningless to 90% of all digital music consumers.

In a financial crunch -the focus of the ad- most people would rather buy less music then buy an entirely new music player. This ad requires probably close to 95% (sanza and etc. don't support zune marketplace either) of it's viewers to buy a new music system in order to take advantage of it's product, something not mentioned in the ad. If it wanted people to switch to the Zune, it should talk about the Zune itself, just like the apple switch ads/MS counter switch ads.

He has a good point: buying music costs a lot. For many people who want to listen to A LOT of music legitimately and don't have $30,000, you could rent music from ZunePass for 50 years for $21,000 LESS. This could be very helpful if you have diversified musical tastes. In many ways, this is a great service for some, but renting music is not ideal for everyone. Most people with musical ADD just pirate their music, share it with friends, or already have a huge CD collection.

On the other hand, the ad seems to attack iTunes more than the iPod and never once mentions the Zune itself. It poses the Zunepass as a ready alternative to the iPod. But most americans will be disappointed when they find out that you cannot hook up their iPod to this service, and since apple has 90% of the market share, this service and its ad is meaningless to 90% of all digital music consumers.

In a financial crunch -the focus of the ad- most people would rather buy less music then buy an entirely new music player. This ad requires probably close to 95% (sanza and etc. don't support zune marketplace either) of it's viewers to buy a new music system in order to take advantage of it's product, something not mentioned in the ad. If it wanted people to switch to the Zune, it should talk about the Zune itself, just like the apple switch ads/MS counter switch ads.

 I'm not trying to hate on you personally or anyone, but I wish people would stop trying to resubmit comments that don't show up right away. Give it a few minutes and then check back to see it the first one gets posted. At the same time, I wish the comments would show up a little faster so no one had to worry about that.

 We're working on it..the best way to avoid this is to get an account. (see bottom right of the page)

I only submitted it once but for some reason it repeated it many times. I'm not an expert, but I think it's a glitch in the server. If you have ever gone on facebook, you will notice it happens very often on the server side.

If he's a real CFP (and not another actor), his license should be revoked for malpractice. Or are "certified" financial planners even licensed? What a frigtard.